Retirement Calculator: Estimate Your Wealth by Retirement
Estimate how much wealth you could accumulate before retirement and whether it may last through age 90.
Created by economist and university professor Ángel García Banchs.
Calculate your retirement plan in under a minute
Enter a few numbers to estimate your retirement trajectory.
Your retirement projection
Your projected wealth at retirement and at age 90 will appear here after you run the calculation.
Your financial trajectory
This chart shows the projected evolution of your income, consumption, and portfolio balance over time.
Download the full retirement planning spreadsheet
Use the spreadsheet created by economist Ángel García Banchs to simulate your own retirement scenarios.
You will be able to test different savings rates, investment returns, and retirement ages.
About the author
Ángel García Banchs
Economist, university professor, and financial consultant specializing in wealth building and long-term financial planning.
The retirement model used in this calculator was developed to illustrate how savings behavior and investment returns shape long-term financial outcomes.